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Find the answers to your questions on the principal reduction alternative under the Home Affordable Modification Program (HAMP), which was established to help distressed homeowners lower their monthly mortgage payments. The Principal Reduction Alternative does not apply to loans that are owned or guaranteed by Fannie Mae or Freddie Mac.
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The Federal Reserve revised a rule related to home mortgage loan escrow account requirements and sought comment on a second proposed regulation change. The Fed increased the annual percentage rate. fha loans: Like VA loans, FHA loans are backed by the federal government.